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The Insurance Hub does not provide financial or legal advice.

No person should rely on Insurance Hub information without first obtaining advice from a qualified professional person.

This web site and all of its contents is published on the terms and understanding that (1) the authors, consultants and editors are not responsible for the results of any actions taken on the basis of information in this publication, nor for any error in or omission from this publication; and (2) the publisher is not engaged in rendering legal, accounting, professional or other advice or services.

The publisher and the authors, consultants and editors, expressly disclaim all and any liability and responsibility to any person, whether a purchaser or reader of any part of this publication or not, in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this publication.

Without limiting the generality of the above, no author, consultant or editor shall have any responsibility for any act or omission of any other author, consultant or editor. Ross Lee is the employed general manager of Insurance Hub. His acts or omssions with respect to Insurance Hub are are made solely in the course of this employment relationship.


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